Insurance and Other Options
If you have health Insurance
Your health insurance may cover mental health/behavioral health issues, including individual, couple, marriage, family and group therapy. Please feel free to visit our Therapists section to find out what Insurance Providers are in-network for each therapist.
If therapy is a covered service, we will bill the insurance company directly. You will be responsible for only the deductible and co-payments if applicable at the time the service is rendered. Some insurance companies (PPO plans) allow you to go “out of network”. However, our therapists are on many insurance networks so you will most likely be able to see one of our therapists using the most of your insurance benefits (usually less cost to you).
Many people have concerns that by using your health insurance benefits, you are sacrificing your privacy. Some people are concerned that their employer will find out private information by using an employment issued health insurance. This will not happen. All insurance companies have to comply with all privacy and confidentiality laws and cannot disclose any information to your employer. An exception to this is when the employer requests your attendance to therapy or when it is a requirement or condition of employment.
This would be thoroughly discussed between you and your therapist. As well, you have to give written permission to allow the disclosure of any information to anyone or any entity.
Each insurance company has many different plans-which may preclude some of our therapists from some of their particular policies. If you are unsure if you are covered, please speak with your insurance company and ask if the therapist(s) you are interested in seeing is a covered provider.
If you do not have health insurance
We have several choices available. We are not a non profit organization so we do not get any grants or funding to subsidize our fees. However, we can be a bit flexible because we employ a variety of clinicians with varying degrees.
You may choose an Provisional Therapist to take advantage of the lowest fee. You may want someone with a great amount of experience or someone with a doctorate degree. We have many choices to provide you the best service. You can be sure that should you choose an Provisional Therapist, you will have first rate, professional service… And you will have the benefit of a seasoned supervisor-therapist for the price of an intern or associate.
If its experience you want, try an MFT or LCSW. Our PsyD’s have a great combination of experience and education which may be the right choice for you. Please feel free to go to the 'Therapists' page to get individualized information about each therapist at Emotional Change.